Terms of Service

PLEASE READ SECTION 13 OF THIS AGREEMENT CAREFULLY, AS IT CONTAINS AN ARBITRATION AGREEMENT WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE DISPUTES BETWEEN US TO BE SUBMITTED TO BINDING AND FINAL ARBITRATION. UNLESS YOU OPT OUT OF THE ARBITRATION AGREEMENT: (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AND SEEK RELIEF AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING; AND (2) YOU ARE AGREEING TO MANDATORY INDIVIDUAL ARBITRATION FOR THE RESOLUTION OF DISPUTES AND WAIVING YOUR RIGHT TO A JURY TRIAL ON YOUR CLAIMS.

These Stadium Vault Terms of Service (“Agreement”) are a legally binding contract between you and Stadium Live Studios Inc. When we say “you” or “your,” we mean you individually and any legal entity exercising rights under this Agreement through you. When we say “Stadium Vault,” “we,” “our,” or “us,” we mean Stadium Live Studios Inc. and its Stadium Vault product and platform. By engaging with the Platform or otherwise using the Services, you are acknowledging and accepting this Agreement.

This Agreement governs your access to and use of any services or products offered by or on behalf of Stadium Vault including, without limitation, access to and use of the Stadium Vault website (stadiumvault.io) and mobile applications (collectively, the “Platform”) and sales of memorabilia, trading cards, Digital Proof of Claims (“DPOCs”), that is, unique tokens stored on the blockchain representing an ownership claim on the underlying physical asset; and any other goods or services offered by Stadium Vault (collectively, the “Services”).

This Agreement, together with the Stadium Vault Privacy Policy and any other terms published on the Platform or otherwise notified to you, constitute a legally binding agreement between you and us. You should read all of these documents carefully as each one forms part of the legally binding agreement between you and us.

The Platform is only supported on the following browsers and operating systems, and the current version of our mobile application:

Desktop Browsers: Google Chrome (latest version), Mozilla Firefox (latest version), Apple Safari (latest version), and Microsoft Edge (latest version).

Mobile Browsers: Chrome Mobile (latest version) and Safari Mobile (latest version).

Operating Systems: Windows (latest two versions) and macOS (latest two versions).

Other browsers and operating systems or versions of browsers and operating systems, and any other mobile application or non-current version of our mobile application, may contain issues that prevent the Platform and Services from operating as intended. If you use the Platform or Services on any unsupported browser or mobile application, you do so without any warranties or representations (including as to error-free operation or fitness for any particular purpose) and you do so at your own risk. Please read Section 12 of this Agreement for more information.

1. Your Acceptance of This Agreement

This section describes how this Agreement forms a binding contract between you and us. By accessing and/or using the Service, you agree to be bound by this Agreement and any policies or guidelines incorporated by reference into this Agreement (which will become part of the Agreement). If you do not agree to abide by all of the terms and conditions in this Agreement, you must not access and/or use the Service. You represent that you have the authority to bind yourself to this Agreement.

2. The Services

As part of the Services, we offer an online platform for buying, selling and trading, through which collectors, investors and other people who are interested in trading cards, memorabilia, and other collectables can engage in a unique, blockchain-powered platform to display and monetize cards quickly and securely. We also offer “Vault” services, that is, a physical safety vault whereby we will securely hold custody of a Registered User’s (defined below) collectible trading cards (the “Cards”). Stadium Vault does not take ownership of a Registered User’s collectible trading cards stored in its vault.

For purposes of this Agreement, a “Registered User” is an individual who has interacted on the Platform, including without limitation by creating or attempting to create a user account on the Platform (the “Account”), a “Seller” is a Registered User who is vaulting, selling or trading using the Services, and a “Buyer” is a Registered User who is vaulting, buying or trading using the Services.

a. Vault Service

Stadium Vault agrees to use industry standard measures to ensure the physical integrity and security of all Cards in its possession against theft, destruction, and the unauthorized introduction of harmful or dangerous materials. Such measures may include, but are not limited to, physical or electronically enabled security of our Vault and restrictions on access of unauthorized personnel. We agree to maintain an insurance policy covering our Vault with a coverage amount sufficient to cover the Registered User’s currently vaulted Cards up to the aggregated market value of each Card.

b. Stadium Vault Wallet

Stadium Vault offers users a Stadium Vault Digital Wallet (“Digital Wallet”) feature to hold and manage funds for use on the Platform. Digital Wallet balances represent pre-funded amounts that may be used for eligible purchases or transactions within the Stadium Vault platform. Digital Wallet funds are held in pooled custodial accounts maintained by Stadium Vault or its third-party service providers (e.g., Stripe) on behalf of Registered Users. Stadium Vault does not pay interest on Digital Wallet balances, and Digital Wallet use is limited to platform-related activity by Registered Users.

Digital Wallets may only be funded using approved payment methods (e.g., credit or debit cards, ACH) via Stadium Vault’s payment processor. Withdrawals are processed via Stripe Connect and disbursed to your linked bank account. Stadium Vault may place limits or delays on transfers to prevent fraud or comply with applicable legal and regulatory obligations.

c. Stadium Vault Packs

The Service includes a Stadium Vault Packs feature that enables you to purchase collectibles sold together as a group referred to herein as a Stadium Vault Pack. The Cards which may be included in a Stadium Vault Pack and the probability of receiving any specific Card are disclosed on the Platform, but the Buyer does not know exactly which Cards will be included in a Stadium Vault Pack until the Stadium Vault Pack is purchased. While the aggregate market value of each Stadium Vault Pack may vary, the purchase of a Stadium Vault Pack is a FINAL SALE and we cannot accept returns or issue refunds for Stadium Vault Pack purchases. A Stadium Vault Pack is a virtual pack of physical Cards that you can purchase and open on the Platform using the Services. A Stadium Vault Pack is revealed digitally and the Cards are added to your showroom. From there, you can sell, trade, or retrieve (subject to availability and while supplies last) the physical Card.

A Stadium Vault Pack might be shut down or terminated at any time even before all Cards are distributed. When we run out of inventory to support a Stadium Vault Pack composition the Stadium Vault Pack can be terminated even if the grail(s) have not been distributed. When you purchase a Stadium Vault Pack, you are purchasing the Stadium Vault Pack experience and have no right or interest in any particular Stadium Vault Pack Card unless and until you are in full possession of that Card.

d. Stadium Vault Instant Offers

Stadium Vault’s “Stadium Vault Instant Offers” feature gives you the opportunity to sell the Cards in your Stadium Vault Pack back to us. After purchasing a Stadium Vault Pack and completing your reveal, a Stadium Vault Instant Offer is immediately generated for all of the Cards contained in the Stadium Vault Pack. Stadium Vault determines the amount of the Stadium Vault Instant Offer by analyzing recent sales of comparable cards on marketplaces and other trading card resources. Factors such as Card condition, rarity, and demand are considered in this evaluation, and the resulting Stadium Vault Instant Offer amount is equal to 100% of our estimated value of the Cards, less a 10% fee. The Stadium Vault Instant Offer is available for 24 hours after initiating your Stadium Vault Pack reveal, as indicated at the time of your Stadium Vault Pack reveal or as shown in your Stadium Vault Instant Offers tab on the Platform.

If you accept your Stadium Vault Instant Offer before the Stadium Vault Instant Offer expires, you agree to sell all of the Cards in the Stadium Vault Pack back to Stadium Vault at the Stadium Vault Instant Offer price shown, and such amount is immediately reflected as a credit in your Stadium Vault Wallet. Your payment method is charged at the time of purchase for the full purchase price shown for the Stadium Vault Pack; accepting a Stadium Vault Instant Offer does not modify this initial charge but results in a credit in your Stadium Vault Wallet.

If you do not exercise your option to accept or decline your Stadium Vault Instant Offer within three (3) days of initiating your Stadium Vault Pack reveal, or if you do not complete your Stadium Vault Pack reveal, the Cards in your Stadium Vault Pack will be automatically sold back to Stadium Vault at 90% of fair market value, and the corresponding amount will be credited to your Stadium Vault Wallet.

Finality of Sellback Decisions: Once you accept a Stadium Vault Instant Offer or a sellback is automatically executed pursuant to this Section, the transaction is final, binding, and irreversible. You may not cancel, reverse, retract, or otherwise request to undo any completed sellback for any reason, including but not limited to: (a) disagreement with or dispute over the estimated value, pricing methodology, or fair market value determination used to calculate the Stadium Vault Instant Offer or automatic sellback amount; (b) a subsequent change in the market value of the Cards; (c) a claim that you did not fully review or understand the Stadium Vault Instant Offer before accepting it; or (d) any other reason whatsoever. By accepting a Stadium Vault Instant Offer or by allowing the automatic sellback to occur, you acknowledge and agree that you have had a reasonable opportunity to evaluate the offer, that you accept the valuation provided, and that you irrevocably waive any right to seek reversal, refund, adjustment, or additional compensation related to the sellback transaction. Stadium Vault shall have no obligation to repurchase, return, or redeliver any Cards that have been sold back under this Section.

3. Eligibility and Your Stadium Vault Account

This section describes who is eligible to use the Service and your responsibilities to protect your Account password and provide us with accurate information.

You may only use the Service if you comply with the law and this Agreement. If you do not comply, then we can take certain actions, including termination of your Account and other legal or investigatory action.

In connection with using and/or accessing the Service, you will comply with this Agreement and all applicable laws, rules, and regulations. Without limiting the foregoing, you will not do any of the following in connection with your use of the Service:

Post any User Content (defined below) that is unlawful, harmful, violent, illegal, infringing on third party rights, false, misleading, fraudulent, pornographic, libelous, invasive, encouraging of money laundering or gambling or any other unlawful or unwarranted behavior, or otherwise act in a manner that is abusive or not within the spirit of Stadium Vault; violate any law, rule, or regulation, including any anti-spam, data privacy, or other restriction, as determined by Stadium Vault in its sole discretion, that may be applicable to your use of the Service; create any derivative works of, modify, or reverse engineer any part of the Service; interfere with, disrupt, negatively affect, or inhibit other Registered Users from fully enjoying our Service or damage, disable, overburden, put unreasonable load on, or otherwise impair the functioning of the Service infrastructure or the networks connected to the Service; promote any illegal activity or enterprise; attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Platform; use automated bots or other software to send more messages through the Service than humanly possible; use the Platform on a computer that is used to operate nuclear facilities, life support, or other mission critical applications where life or property may be at stake; stalk, harass, bully, impersonate or solicit information unrelated to the Service from anyone; copy, scrape, harvest, crawl or use any technology, software or automated systems to collect any information or data for the Service; sell or transmit anything you do not have a right to sell or transmit under law or existing relationship; pose a privacy or security risk to us, the Service or any Registered User; infringe anyone’s intellectual property, such as by posting counterfeit products for sale through the Service; access the Service in an attempt to build a similar or other competitive product or service; take any action that imposes or may impose an unreasonable or disproportionately large load on our infrastructure; collect or harvest any personally identifiable information, including Account names, from the Platform; impersonate any person or entity or misrepresent your affiliation with a person or entity; cause, or aid in, the disruption, destruction, manipulation, removal, disabling, or impairment of any portion of the Platform; spam any Registered Users with email, junk mail, fraud, schemes, or the like; collect or harvest any information or data from Stadium Vault’s systems or attempt to decipher any transmission to or from the servers running the Service; use the contact information of any Registered User of the Service (including Buyers) for any purposes other than as permitted in connection with the Service; use the Service in any way that is contrary to Stadium Vault’s public image, goodwill, or reputation; express or imply that any of your statements, activities, or causes are affiliated with or endorsed by Stadium Vault, without Stadium Vault’s prior written consent in each instance (notwithstanding the foregoing, a Seller will be entitled to make a factual reference which states that the Seller uses the Service, provided that all other references will be subject to Stadium Vault’s prior written consent in each instance); create multiple Accounts to evade punishment or avoid restrictions; transmit or upload viruses, worms, or otherwise interfere with the Service; take any action or inaction which Stadium Vault, in its sole judgment, believes is questionable or could cause harm or liability; or take any other action that violates this Agreement or applicable law.

Stadium Vault may investigate, review, remove, or restrict access to any content, take legal action, or perform any other action it deems necessary or warranted in managing the Service, Content, or Registered Users. This includes, without limitation, terminating your Account and/or preserving information for investigative or legal purposes.

a. Service Not for Minors

You may not use the Service unless you are at least the age of majority in the state or province from which you are accessing the Service.

b. Provide Accurate Information

You need to create an Account with Stadium Vault to access and/or use certain features of the Service. You must provide accurate information about your identity and must not provide any false information or impersonate another person through your Account. Stadium Vault reserves the right to verify the information you provide in connection with your Account (“Account Information”). Upon Stadium Vault’s request, you will promptly provide requested verification documentation, including identification documents, or proof of address. The name on your Account must be the Account owner. If you do not provide the information requested or if you provide inaccurate Account Information, Stadium Vault may, in its sole discretion, terminate your Account.

c. Protect Your Password

You are responsible for maintaining the confidentiality of your password and Account. You will immediately notify us of any suspected unauthorized use of your Account or any other suspected breach of Account security.

d. Your Responsibility for Your Account

You are solely responsible for any activity on your Account, whether by you or anyone else with your Account credentials.

e. Account Transfers

You cannot transfer or assign your Account to a third party without prior written consent from Stadium Vault. Stadium Vault may require additional information from you regarding the requested transfer or assignment. You cannot otherwise transfer, sell, or dispose of your Account (other than closing your Account with us) under any circumstances.

f. Fees

Stadium Vault will charge fees for, without limitation, vaulting, withdrawals of Cards from vaults, trading, selling and buying of Cards from Registered Users, and shipping and handling (the “Fees”). The Fees, which are adjusted from time to time, are disclosed on the Platform during the checkout process and are shown in United States dollars unless otherwise stated. We may change or discontinue, temporarily or permanently, some or all Fees, without notice and at our sole discretion, and such changes will be effective upon publication on the Platform.

g. Counterfeiting

We take counterfeiting, fraud and market manipulation very seriously. We reserve the right to investigate violations of this Agreement or conduct that affects the Services, and to consult and cooperate with law enforcement authorities to prosecute anyone who violates applicable laws. We may also monitor the integrity of the platform offered by the Services and take steps to protect it in our sole discretion. If you receive a Card purchased on the Services that you believe to be counterfeit or otherwise in violation of this Agreement, please contact us as soon as possible. You agree to cooperate with us in any investigation as reasonably requested of you.

4. Your Privacy

For information about how we collect, use, share, and otherwise process information about you, see our Privacy Policy.

5. Sellers’ Use of Services

All Sellers must submit Cards to our Services that are authentic and that you actually own and/or are otherwise authorized to sell. We do not endorse any Sellers or Buyers. We reserve the right to conduct an identity verification check on you, either directly or through a third-party service provider, but we are not required to conduct such an identity verification check of any person.

Sellers are required to send their Cards to us for vaulting or send in Cards that have been graded by a reputable third-party grading company. Following receipt, Stadium Vault will either, at your direction, (i) store your Cards in our Vault, on your behalf, or (ii) return the Cards to you at your expense. Please refer to the FAQ for more information on how to send us your Cards. You are solely responsible for any loss or damage to your Cards until they are received by us. We reserve the right to reject a Card for any reason in our sole discretion, including but not limited to, if we cannot reasonably confirm its authenticity or if it is damaged beyond what we consider acceptable. We will notify you if we reject your Card and return any rejected Card to you at your expense.

You agree to pay the Fees for each Card submitted to Stadium Vault. You can request us to return any Card you own and is stored in the Vault at any time by clicking “Retrieve” for the desired Cards on the Platform. We currently only ship to addresses in the United States and Canada. Please refer to the FAQ for more information on shipping, including associated shipping and handling fees.

6. Buyers’ Use of Services

As a Buyer, you affirm that you possess legal authority and capacity to conduct transactions and agree to provide accurate financial information. You understand that all purchases made through the Platform are final, non-reversible, and non-refundable, unless explicitly stated otherwise in our refund policy. You agree to respect the Seller-Buyer relationship facilitated by Stadium Vault, acknowledging that the transaction is an agreement between you and the respective Seller. You acknowledge that we cannot and do not offer any guarantee or warranty, express or implied, on the authenticity of any Cards purchased by you. It is the Buyer’s responsibility to consider this risk when making a purchase on the Platform.

Stadium Vault strives to ensure the accuracy of the information on the Platform, but does not warrant the accuracy or completeness of any information contained on the Platform. In the event Stadium Vault becomes aware of any inaccurate or incomplete information on the Platform, including without limitation the information identifying a particular Card, Stadium Vault will take steps to correct or supplement such information. Information contained in Card photographs on the Platform takes precedence over information listed in text form, including in lists of Cards available for purchase in a Stadium Vault Pack.

Stadium Vault is not responsible for information provided by third parties that is available on the Platform.

You are responsible for ensuring compliance with all relevant local, national, and international laws pertaining to the purchase, ownership, and use of the Cards acquired via our Platform, including any associated tax obligations. You understand that, if we detect any violation of this Agreement, we reserve the right to restrict, suspend, or terminate your access to our Service without prior notice and without any liability to you. You recognize that Stadium Vault may report any suspicious activity, particularly those violating any law or regulation, to law enforcement officials, regulators, or relevant third parties at our discretion.

Consult the FAQ section for further details about the purchasing process, including payment options, shipping and handling, and our dispute resolution policy. By utilizing our Services as a Buyer, you hereby agree to abide by these terms and conditions.

7. Payments and Digital Wallet Service

Stadium Vault utilizes Stripe, a licensed third-party payment processor and money transmitter, to facilitate, administer and process all monetary funds movement between Registered User payment methods (e.g., card or bank) and Stripe Connect. In order to receive payouts for your Card sales, you must register and maintain an active account with Stripe Connect. By registering with Stripe Connect, you agree to comply with Stripe’s Connected Account Agreement and Privacy Policy.

Stadium Vault’s receipt of payment from the Buyer is as an agent of the Seller and considered receipt of payment by the Seller. Stadium Vault does not otherwise act as your agent or other representative in any manner. If a Buyer buys a Card listed by a Seller, this transaction will be between the Seller and the Buyer only, as facilitated by third-party payment processor Stripe.

Our digital wallet feature allows Registered Users who deposit funds exclusively via Stripe-processed payments to allocate those funds as ledger credits for use in a closed loop transaction on the Platform. These funds can also be withdrawn by the Registered User through Stripe at any time, subject to Stripe’s terms and conditions. Digital Wallet balances cannot be funded by Stadium Vault directly, and cannot be redeemed or transferred outside the Platform. We do not offer peer-to-peer money transfer services or general-purpose stored value products or services.

Stadium Vault does not hold or transmit customer funds. All funds flowing onto or off the Platform—whether loading into the Digital Wallet or withdrawals—are processed by Stripe. Stadium Vault only maintains an internal ledger, not custody of funds.

Customer Claims & Complaints

If you believe there has been an error or unauthorized transaction involving your Digital Wallet, you must notify us as soon as possible. You can contact our customer support team at [e-mail]. We will investigate your claim promptly and provide a response within a reasonable time frame. If additional time is needed, we may take up to forty-five (45) calendar days to complete the investigation.

Stadium Vault handles all Digital Wallet-related transactions—including failed payments, duplicate transactions, chargebacks, and internal ledger transfers—in accordance with standards consistent with those applicable to licensed money transmitters. Our dispute resolution process includes timely investigation, written findings, and appropriate remediation when applicable.

If you are not satisfied with how your complaint is resolved, you may also contact the relevant state or provincial regulator. A list of agencies and their contact information can be provided by reaching out to [e-mail].

Inactive Wallets and Unclaimed Funds

If your Digital Wallet remains inactive for an extended period, Stadium Vault may take steps to comply with applicable state or provincial unclaimed property (escheat) laws. Inactivity generally means no Registered User-initiated activity in the Digital Wallet for a period specified by your jurisdiction’s laws. Stadium Vault will make reasonable efforts to notify you using your contact information on file before taking further action. If required by law, unclaimed funds may be remitted to the appropriate government authority. To avoid this, please ensure that your contact information is up to date and that you withdraw or use your Digital Wallet funds regularly.

8. Your Use of Mobile Devices and Other Third-Party Software

You can access the Service through a mobile device, but you will be responsible for any associated data usage or other fees from your wireless provider. If you use any mobile device or third-party software, including Apple software, in connection with the Service, then you are solely responsible for your use of the Service on your mobile device and your adherence to your wireless provider’s and any other third party’s terms and conditions.

To the extent you access the Service in connection with the Apple App Store, Google Play, or any other similar third party application marketplace, you acknowledge and agree that this Agreement is solely between you and Stadium Vault and that between the marketplace provider and Stadium Vault, Stadium Vault is solely responsible for the Service, content, maintenance and support, and addressing any claims relating thereto, including product liability, legal compliance, and intellectual property infringement. In addition, if you access the Service through our iOS application, please review the Apple End User License Agreement.

9. Your Content

You are responsible for the Content (defined below) you post through the Service and represent that you own the Content or have the right to use, reproduce, distribute and display the Content. While you continue to own all your Content, you grant to us a license to the Content for our use, including to operate the Service and for our marketing purposes.

a. Your Content is Your Responsibility

You are solely responsible for all information, descriptions, pictures, listings, text, music, videos, streaming video, media, comments, messages, sales, purchases, and any other materials (“Content”) that you upload, post, publish, transmit, display, or submit (“Post”) to or through the Service (such Content Posted by Registered Users, excluding Account Information, is referred to as “User Content”). You are solely responsible for all of your User Content, and you understand and agree that all of your User Content can be shared with other Registered Users and third parties in Stadium Vault’s sole discretion. Stadium Vault has no control over or liability for how other Registered Users or any third party may use or misuse your User Content.

b. You License Your Content to Us

By Posting any User Content, you hereby represent and warrant that you have sufficient rights in the User Content to grant us the below license. By Posting any User Content, you hereby grant to Stadium Live Studios Inc. and its affiliated companies a nonexclusive, worldwide, royalty free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to copy, display, transmit, perform, distribute, store, modify, make derivative works of, and otherwise use in any manner, as determined by Stadium Vault, your User Content in connection with (i) the operation of the Service or any other products or services of Stadium Vault; and (ii) the promotion, advertising or marketing thereof, in any form, medium or technology now known or later developed, including publishing your User Content on the internet and Third-Party Services (defined below) and allowing other Registered Users to share content that includes your User Content. Our rights under this license continue even after you stop using our Services.

c. Your Content Must Not Infringe Intellectual Property Rights

You further represent and warrant that your User Content does not infringe the intellectual property rights, privacy rights, publicity rights, or other legal rights of any third party. While we are not obligated to review any User Content posted by our Registered Users on our Service, we reserve the right to review any User Content, with or without notice, to prevent or rectify any alleged violations of this Agreement or any applicable law. We may refuse to accept or display the User Content, and we may remove or delete all or any portion of the User Content at any time in our sole discretion, with or without cause. Stadium Vault will not be responsible for any User Content, including the accuracy, usefulness, safety, or intellectual property rights of or relating to any User Content.

You may be exposed to User Content that you find inaccurate, offensive, indecent, or otherwise objectionable, and you waive any legal or equitable rights or remedies you have or may have against Stadium Vault with respect to such User Content.

d. Your User Content Is Public

You understand and agree that (i) the User Content you Post is not confidential and will be treated as non-confidential; (ii) your User Content may be publicly viewable and will be accessible and viewed by third parties; and (iii) Stadium Vault will not be liable for any treatment of your User Content as public and non-confidential or for the use of your User Content by third parties. You waive all claims with respect to confidentiality of any User Content. If you do not want your User Content to become public and nonconfidential, you must not use the Service.

e. Share Your Thoughts and Ideas

We appreciate your thoughts and ideas. You acknowledge and agree that any comments, suggestions, ideas, feedback, or other information about the Service (“Feedback”), provided by you to Stadium Vault will not be confidential or proprietary, and Stadium Vault shall be entitled to the unrestricted use and dissemination of the Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

10. Our Intellectual Property Rights

We own our intellectual property. You may only use the Service as authorized in this Agreement and you may not copy, modify, or otherwise use our intellectual property, including without limitation our name and logos or other content.

Stadium Live Studios Inc. retains all rights to our intellectual property. This includes, without limitation, the Stadium Vault name, our trademarks, service marks, logos, product and service names, slogans, trade dress, Platform content, user interface, images, code and any other Stadium Vault content. You agree you will not copy, modify, scrape, distribute, create derivative works, or the like, or do or perform any other action in violation of our intellectual property rights. Any use of the Service other than as specifically authorized herein is strictly prohibited. All goodwill generated from the use of Stadium Vault trademarks and service marks will inure to our exclusive benefit. Any rights not expressly granted herein are reserved by Stadium Vault. Other company, product, and service names and logos used and displayed via the Service are the property of their respective owners. Reference to any products, services, processes, or other information by company, product, or service names and logos does not constitute or imply endorsement, sponsorship, or recommendation by us.

11. Intellectual Property Complaints

You may notify us at [e-mail] if you believe your intellectual property has been infringed on the Service. In accordance with the Digital Millennium Copyright Act (“DMCA”) and other applicable law, we have adopted a policy of terminating, in appropriate circumstances, the Accounts of Registered Users who repeatedly infringe the intellectual property rights of others.

In accordance with the DMCA, we will respond expeditiously to notices of alleged copyright infringement that are reported to our DMCA Agent identified below. As part of our response, we may remove or disable access to material residing on the Platform that is claimed to be infringing and, in such event, we will make a good-faith attempt to contact the affected Registered User so that they may make a counter-notification.

Infringement Notice

If you believe that your copyrights have been infringed, please report it to us by providing our DMCA Agent listed below with the following information: A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; Identification in sufficient detail of the copyrighted work that you believe has been infringed; Identification of the material that you claim is infringing and information reasonably sufficient to permit us to locate the material; Information reasonably sufficient to permit us to contact you, including a name, address, telephone number and email address; and the following statements: “I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law.” and “I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”

Sign the notice and send it to:

Stadium Live Studios Inc.ATTN: DMCA Agent8 The Esplanade Unit 3407Toronto ON M5E 0A6Email: [e-mail]

A copy of this legal notice will be forwarded to the Registered User who provided the allegedly infringing content.

Counter-Notification

We or the provider of affected content may make a counter-notification pursuant to the DMCA. When we receive a counter-notification, we may reinstate the affected material.

To file a counter-notification with us, you must provide a written communication that sets forth the following information: Identity of the specific URLs or other unique identifying information of material that we have removed or to which we have disabled access; Your name, address, telephone number, email address, and a statement that you consent to the jurisdiction of Federal District Court for the judicial district in which your address is located (or the Central District of California if your address is outside of the United States or Canada), and that you will accept service of process from the person who provided notification under the DMCA or an agent of such person; and the following statement: “I swear, under penalty of perjury, that I have a good faith belief that the material identified above was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled, or that the material identified by the complainant has been removed or disabled and will no longer be shown.”

Sign the notice and send it to:

Stadium Live Studios Inc.ATTN: DMCA Agent8 The Esplanade Unit 3407Toronto ON M5E 0A6Email: [e-mail]

12. Third-Party Services and Content

You may access or use services or content provided by third parties when using our Service. Stadium Vault is not responsible for such third-party services or content, and third-party services will be governed by such third parties’ terms and conditions and policies.

a. Your Access to Services of Third Parties

The Service may enable you to access certain services that are offered by third-party service providers, including through links to third-party sites, video, email, telephone communication, and/or other offers outside of the Stadium Vault platform (“Third-Party Services”). For example, social networks you connect your Account to under the Sharing Settings page are Third-Party Services. Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Services are solely between you and the third party. Stadium Vault does not control or endorse, and makes no representations or warranties regarding, any Third-Party Services, and your access to and use of such Third-Party Services is at your own risk. The terms of this Agreement that govern the Services, and the Stadium Vault Privacy Policy, do not apply to your use of any such Third-Party Services. You are solely responsible for your access or use of such Third-Party Services. You should review any applicable terms and/or privacy policies of any Third-Party Services before using or sharing information with any Third-Party Services. Stadium Vault may suspend or terminate your ability to access Third-Party Services through the Services at any time with or without notice. Certain payment, Digital Wallet, and withdrawal services made available through the Service are provided by third-party service providers such as Stripe Payments Company. By using these features, you authorize Stadium Vault and its service providers to initiate credits and debits to your linked payment methods, hold Digital Wallet funds on your behalf, and process withdrawals in connection with your account activity.

The Service may provide you with access to YouTube through an application programming interface or API. YouTube is a Third-Party Service, and if you access or use YouTube’s services through the API you agree to abide by the YouTube Terms of Service.

b. Third-Party and User Content

The Service contains images, descriptions and other Content posted by third parties including Registered Users (“Third-Party Content”). Content you access through Third-Party Services is also Third-Party Content. You acknowledge that Third-Party Content may be protected by copyright, patent, trademark, trade secret, and/or other proprietary rights and laws. You agree not to copy, modify, scrape, distribute, create derivative works, or otherwise use the Third-Party Content for any purpose other than as explicitly authorized in this Agreement.

Stadium Vault will not be liable for the Third-Party Content or any errors, omissions, inaccuracies, infringement, loss, or damage of any kind related to the Third-Party Content. You acknowledge that Stadium Vault has no obligation to review, screen, or inspect any Third-Party Content on the Service. However, Stadium Vault reserves the right to review, screen, inspect, and/or remove any Third-Party Content at our sole discretion. You agree that you assume all the risk associated with the use of or reliance upon Third-Party Content, including risks related to accuracy, completeness, or usefulness.

13. General Terms and Restrictions

We reserve the right to suspend, modify, remove and/or add to any of the Services (collectively, a “Change”) in our sole discretion with immediate effect and without notice, and will not be liable for any such action. We reserve the right to suspend your use of certain or all of the Services on our Platform from time to time for any reason or no reason. No communications or information published on the Services is intended to constitute legal or tax advice and we accept no liability for any reliance on such content.

a. Taxes

Some jurisdictions require sales tax if items are shipped outside of Oregon, where our Vault is located, when purchased. If you intend to temporarily store your cards in the Vault, sales tax will not be collected on the purchase of the Cards. However, if you intend to have them shipped immediately, sales tax will be collected based on your billing address.

b. Escheatment

It is the Registered User’s sole responsibility to update payment Account Information to receive any redeemable funds. After a period of statutorily required account dormancy, Stadium Vault will escheat any unclaimed funds to the relevant government authorities as necessary and may charge a dormancy fee when such a fee is allowed by applicable rules and regulations.

c. Blockchain Disclaimer

Legislative and regulatory changes or actions at the state, federal, provincial, or international level may adversely affect the use, transfer, exchange, and value of DPOCs. Transactions in DPOCs may be irreversible and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. Some transactions in DPOCs shall be deemed to be made when recorded on a public ledger, which is not necessarily the date or time that you initiated the transaction.

You agree and understand that you are solely responsible for determining the nature, potential value, suitability, and appropriateness of these risks for yourself, and that we do not give advice or recommendations regarding DPOCs, including the suitability and appropriateness of, and investment strategies for, DPOCs. You agree and understand that you access and use the Service at your own risk; however, this brief statement does not disclose all of the risks associated with DPOCs and other digital assets. You agree and understand that we will not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using DPOCs, however caused.

All DPOCs are stored on and accessible through a blockchain. Stadium Vault maintains custody of Registered User Digital Wallets, and thereby maintains control over the secondary transfer, storage, ownership, burning and maintenance of the DPOC. You understand that you (and not us) shall be solely responsible for your own tax liability that may arise as a result of the transactions using our Service. We do not offer any type of tax or fiscal counseling and nothing herein shall be construed to the contrary.

14. Limitation of Liability and Warranties

We provide the Service on an “as-is” basis and make no warranties or representations with respect to the Service or your use of the Service. We have no liability for certain types of damages and limit our liability for other types of damages.

a. Warranty Disclaimer

YOU UNDERSTAND THAT YOUR USE OF THE SERVICE, INCLUDING ANY CONTENT CONTAINED THEREIN, WILL BE AT YOUR SOLE RISK AND THAT STADIUM VAULT PROVIDES THE SERVICE, INCLUDING ANY CONTENT CONTAINED THEREIN, ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAWS, STADIUM VAULT EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT REGARDING THE SERVICE, ANY CONTENT CONTAINED THEREIN, OR ANY THIRD-PARTY SERVICES, MATERIALS, OR ITEMS THAT MAY BE ACCESSED OR PURCHASED THROUGH THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STADIUM VAULT MAKES NO WARRANTY THAT (1) YOU WILL BE ABLE TO SELL OR PURCHASE ANY ITEMS THROUGH THE SERVICE OR THAT THE SERVICE WILL OTHERWISE MEET YOUR EXPECTATIONS OR REQUIREMENTS; (2) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE COMPLETE, ACCURATE, OR RELIABLE; OR (4) THE QUALITY OF ANY GOODS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS.

STADIUM VAULT MAKES NO WARRANTIES OR GUARANTEES OF ANY KIND REGARDING THE ITEMS OFFERED OR SOLD THROUGH THE SERVICE.

b. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU UNDERSTAND AND AGREE THAT IN NO EVENT WILL STADIUM VAULT, OUR SUBSIDIARIES OR AFFILIATES, OR THE RESPECTIVE OFFICERS, DIRECTORS, AGENTS, PARTNERS OR EMPLOYEES OF EACH (THE “STADIUM VAULT PARTIES”) BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY—WHETHER THE CLAIM IS BASED IN CONTRACT, TORT INCLUDING NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE—FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL DAMAGES, OR LOST PROFITS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICE, OR ANY ITEMS YOU PURCHASE OR SELL THROUGH THE SERVICE, WHETHER OR NOT A STADIUM VAULT PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF THE STADIUM VAULT PARTIES TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICE, REGARDLESS OF THE FORM OF THE ACTION, EXCEED THE GREATER AMOUNT OF (1) FEES THAT YOU HAVE PAID TO STADIUM VAULT IN THE SIX (6) MONTHS PRIOR TO THE APPLICABLE CLAIM; OR (2) ONE HUNDRED U.S. DOLLARS (USD $100).

THE LIMITATIONS OF THIS SECTION WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD, OR INTENTIONAL MISCONDUCT OF THE STADIUM VAULT PARTIES OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY LAW.

Our licensors and service providers will have no liability of any kind under this Agreement. Unless such restriction is prohibited by applicable law, you may not bring any claim under this Agreement more than twelve (12) months after the cause of action arises.

15. Indemnification

You agree to release, indemnify, and hold harmless and, upon Stadium Vault’s request, defend the Stadium Vault Parties from any legal claims, demands and damages (including reasonable attorney fees) that arise from or relate to (a) your access to or use of the Service, including any items purchased or sold; (b) your User Content or Feedback; (c) your breach of the Agreement; (d) your violation, misappropriation, or infringement of any rights of another (including someone else’s privacy or intellectual property rights); or (e) your violation of applicable laws.

If you are a California resident, you waive California Civil Code Section 1542, which states, “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, AND THAT IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

16. Disputes with Stadium Vault

We hope to amicably resolve any disputes with you, so we strongly encourage you to first contact our support team at [e-mail]. Any unresolved dispute will be settled by binding arbitration.

PLEASE READ THIS SECTION CAREFULLY BECAUSE IT REQUIRES YOU AND STADIUM VAULT TO ARBITRATE CERTAIN DISPUTES AND CLAIMS AND LIMITS THE MANNER IN WHICH WE CAN SEEK RELIEF FROM EACH OTHER. ARBITRATION PRECLUDES YOU AND STADIUM VAULT FROM SUING IN COURT OR HAVING A JURY TRIAL. YOU AND STADIUM VAULT AGREE THAT ARBITRATION WILL BE SOLELY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ARBITRATION, CLASS ACTION, OR ANY OTHER KIND OF REPRESENTATIVE PROCEEDING. STADIUM VAULT AND YOU ARE EACH WAIVING THE RIGHT TO TRIAL BY A JURY.

FOLLOW THE INSTRUCTIONS BELOW IF YOU WISH TO OPT OUT OF THE REQUIREMENT OF ARBITRATION ON AN INDIVIDUAL BASIS.

Please read carefully the following arbitration agreement (“Arbitration Agreement”). It requires you to arbitrate disputes with us and limits the manner in which you can seek relief from us.

a. Applicability of Arbitration Agreement

You agree that any dispute, claim, or request for relief relating in any way to your access or use of the Service, to any products sold or distributed through the Service, or to any aspect of your relationship with Stadium Vault, will be resolved by binding arbitration, rather than in court, except that (i) you may assert claims or seek relief in small claims court if your claims qualify; and (ii) you or Stadium Vault may seek equitable relief in court for infringement or other misuse of intellectual property rights (such as trademarks, trade dress, domain names, trade secrets, copyrights, and patents). This Arbitration Agreement shall apply, without limitation, to all disputes or claims and requests for relief that arose or were asserted before the effective date of this Agreement or any prior version of this Agreement.

b. Arbitration Rules and Forum

The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your dispute or claim or request for relief to us at [e-mail]. The arbitration will be conducted by JAMS, an established alternative dispute resolution provider. Disputes involving claims, counterclaims, or request for relief under $250,000, not inclusive of attorneys’ fees and interest, shall be subject to JAMS’s most current version of the Streamlined Arbitration Rules and procedures available at www.jamsadr.com/rules-streamlined-arbitration; all other disputes shall be subject to JAMS’s most current version of the Comprehensive Arbitration Rules and Procedures, available at www.jamsadr.com/rules-comprehensive-arbitration. JAMS’s rules are also available at www.jamsadr.com or by calling JAMS at 800-352-5267. If JAMS is not available to arbitrate, you and we will select an alternative arbitral forum. If the arbitrator finds that you cannot afford to pay JAMS’s filing, administrative, hearing and/or other fees and cannot obtain a waiver from JAMS, Stadium Vault will pay them for you. In addition, we will reimburse all such JAMS’s filing, administrative, hearing and/or other fees for disputes, claims, or requests for relief totaling less than $10,000 unless the arbitrator determines the claims are frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the country where you live or at another mutually agreed location. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

c. Authority of Arbitrator

The arbitrator shall have exclusive authority to (i) determine the scope and enforceability of this Arbitration Agreement and (ii) resolve any dispute related to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to, any assertion that all or any part of this Arbitration Agreement is void or voidable. The arbitrator will decide the rights and liabilities, if any, of you and us. The arbitration proceeding will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law, the arbitral forum’s rules, and this Agreement (including the Arbitration Agreement). The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and us.

d. Waiver of Jury Trial

YOU AND STADIUM VAULT HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

You and we are instead electing that all disputes, claims, or requests for relief shall be resolved by arbitration under this Arbitration Agreement. An arbitrator can award on an individual basis the same damages and relief as a court and must follow this Agreement as a court would. However, there is no judge or jury in arbitration, and court review of an arbitration award is subject to very limited review.

e. Waiver of Class or Other Non-Individualized Relief

ALL DISPUTES, CLAIMS, AND REQUESTS FOR RELIEF WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS OR COLLECTIVE BASIS, ONLY INDIVIDUAL RELIEF IS AVAILABLE, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER.

If a decision is issued stating that applicable law precludes enforcement of any of this Section’s limitations as to a given dispute, claim, or request for relief, then such aspect must be severed from the arbitration and brought into the State or Federal Courts located in Los Angeles, California. All other disputes, claims, or requests for relief shall be arbitrated.

f. 30-Day Right to Opt Out

You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to [e-mail] within thirty (30) days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, your username (if any), the Digital Wallet address used to connect to the Service (if you have one), and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with us.

g. Severability

Except as provided in subsection (e) (Waiver of Class or Other Non-Individualized Relief), if any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Arbitration Agreement shall continue in full force and effect. Survival of Agreement. This Arbitration Agreement will survive the termination of your relationship with us.

h. Modification

Notwithstanding any provision in this Agreement to the contrary, we agree that if we make any future material change to this Arbitration Agreement, you may reject that change within thirty (30) days of such change becoming effective by writing us at [e-mail] and expressly opting out of this Arbitration Agreement.

17. Governing Law and Venue

This Agreement and any disputes between you and us will be governed by California law, without giving effect to its principles regarding conflicts of law, and any disputes not subject to arbitration must be filed in the courts located in Los Angeles County, California. You and Stadium Vault waive any objection to venue in any such courts.

Notwithstanding the foregoing, claims that qualify for small claims court in the county or municipality where you live may be brought in such small claims courts. You acknowledge that the Service originates from the United States and Canada and agree to comply with all applicable export laws and regulations.

18. Suspending, Terminating, or Modifying Your Access; Consequence of Inaction

You may terminate your Account at any time. We may suspend or terminate your Account at our discretion without explanation, notice, or liability to Stadium Vault, including removing and discarding any of your User Content, for any reason and at any time. Any suspected fraudulent, abusive, or illegal activity may be referred to appropriate law enforcement authorities.

In the event that you cease to interact with our Services or Platform for a period of 12 consecutive months, we will undertake reasonable measures to establish communication with you, using all contact information you have provided to us. This can include, but is not limited to, telephone calls, emails, and physical mail, if applicable. Should we, despite our dedicated efforts, fail to receive a response from you within 3 months from our initial outreach attempt, you hereby agree and acknowledge that all of your property in our possession, including but not limited to vaulted Cards, will be forfeited by you and, in such case, you hereby assign, transfer and convey to us all right, title and interest in and to such property.

The Service will not be accessible or available to Registered Users whose Accounts have been temporarily or permanently suspended or terminated. Any attempts to circumvent any suspensions, terminations, or other enforcement actions by Stadium Vault are strictly prohibited and may result in additional actions against you and any other Registered Users facilitating such circumvention. This includes, but is not limited to, creating new or duplicative Accounts or continuing to access the Service from another Registered User’s Account.

Stadium Vault may suspend, terminate, or modify the Service with or without notice and for any reason, including (i) to hold funds, pending any investigations or other activity necessary to deter fraud; (ii) to address potential illegal activity; or (iii) to otherwise comply with applicable laws and regulations.

Stadium Vault will have no liability to you or any third party for any suspension or termination of your Account or for any suspension, termination, or modification of the Service.

19. Changes to This Agreement

We may update this Agreement at any time by posting an updated version on the Platform, and the new version will become effective upon posting unless otherwise stated. When we make changes to this Agreement, we will update the “Last Updated” date below. You will be responsible for reviewing and complying with any updated version of this Agreement. If you do not agree to the updated Agreement, then you must stop using the Service immediately.

20. Miscellaneous

This section describes certain other rights and responsibilities you have under this Agreement.

a. Trade and Economic Sanctions and Export Controls

The Service may be subject to economic and trade sanctions and export control laws in your applicable jurisdiction. You agree that you will not violate such laws and that you will be solely responsible for any such violation to the extent permitted by law. You represent that you are not: (i) a citizen or resident of a geographic area in which access to or use of the Service is prohibited by applicable law, decree, regulation, treaty, or administrative act; (ii) a citizen or resident of, or located in, a geographic area that is subject to United States, Canadian, or other sovereign country sanctions or embargoes; or (iii) an individual, or an individual employed by or associated with an entity, identified on the United States Department of Treasury Specially Designated Nationals or Blocked Persons Lists, or otherwise ineligible to receive items subject to United States or Canadian export control laws and regulations or other economic sanction rules of any sovereign nation. You agree that if your country of residence or other circumstances change such that the above representations are no longer accurate, that you will immediately cease using the Service.

b. No Professional Advice

The information available on the Platform is intended to be a general information resource regarding the matters covered and is not tailored to your specific circumstance. You should not construe this as legal, accounting or other professional advice. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THE PLATFORM IN CONSULTATION WITH YOUR INSURANCE SPECIALIST AND YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISOR, AS APPROPRIATE.

c. Electronic Communication and Documentation

When you use the Service or send us communications, you agree to communicate with us electronically. This Agreement and any other documents referenced in the Agreement will be considered a “writing” or “in writing” to comply with applicable legal requirements and will be legally enforceable between the parties. Printed versions of this Agreement and the referenced documents will be admissible in any legal proceeding. For clarity, mere use of the Service does not constitute electronic communication.

d. Severability and No Waiver

The unenforceability of any provision of this Agreement will not affect the enforceability of any other provision. If any provision is found to be void, invalid, or unenforceable, then it will be revised and interpreted to accomplish the objectives of such provision to the extent possible under applicable law, and the remaining provisions will continue in full force and effect. Our non-enforcement of any provision of this Agreement or right under applicable law will not be construed as our waiver of any enforcement rights under the same or different circumstances at any time in the future. We reserve all rights under applicable law.

e. Headings and Interpretation

The headings and sub-headings in this Agreement are included for reference purposes only and will not affect the meaning or interpretation of this Agreement in any way. The words “include,” “includes,” or “including” will be deemed to be followed by “without limitation.” This Agreement will be construed without regard to any presumption or rule requiring construction or interpretation against the drafting party.

21. Terms Specific to California Registered Users

Under California Civil Code Section 1789.3, Registered Users from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Boulevard, Suite N 112, Sacramento, California 95834, or by telephone at [phone] or [phone].

22. Our Notices to You and Contact Information

You agree that we will provide notices and messages to you within the Service or, if required, via email or regular mail. You may provide Stadium Vault notice, and such notice will be deemed provided once received by Stadium Vault, addressed via email to [e-mail].

Last Updated: February 6, 2026